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Buy now 
Pay later

With ZoodPay, you can shop online and in stores and pay in 4 installments over a period of 90 days, with zero interest & no fees!

How it Works

Get everything you want! Upgrade your shopping experience with ZoodPay!



Choose ZoodPay as your payment method at checkout

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Register your card 

Enter your personal information and register your credit or debit card details.

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Instant Approval

Get instant approval and pay for your order into 4 equal installments

Where is it Available


ZoodPay "Marketplace"

Buy Now Pay Later on ZoodMall

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ZoodPay "Merchant" 

Buy Now Pay Later online on partner websites/apps (by API)


ZoodPay "In-store"

Buy Now Pay Later in offline stores

ZoodPay Marketplace

ZoodPay Merchant

ZoodPay In-store




1. Pay for your purchase in 4 equal installments

  • 1st payment at the time of purchase

  • 2nd payment 30 days after purchase

  • 3rd payment 60 days after purchase

  • 4th payment 90 days after purchase

2. Nothing extra to pay

0% interest, no additional fees when you pay on time 

3. Instant decision

No long forms or paperwork! You’ll know if your order will be approved instantly and your order will be shipped as usual

Terms &


  1. You must be over 18 years old and be the authorized holder of an eligible debit/credit card with a valid expiry date of minimum 3 months.

  2. You need to get (instantaneous) approval from an external credit reference agency. ZoodPay will check your eligibility with an external credit reference agency for your order approval.

  3. Your order amount needs to be between USD $15 and USD $500.



Buy Now Pay Later with ZoodMall Marketplace