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Buy Now Pay Later

With ZoodPay, you can shop online, in stores and pay in 4, 6, or 12 installments!

Our Consumer Leading Products


ZoodPay BNPL is an interest-free flexible payment solution spread over four equal installments. When choosing this option at checkout, on ZoodMall, or on our partners’ websites, you will be settling 25% of the amount due immediately and the 75% balance equally spread over the following three months. You will not be charged any interest or fees! The maximum lending amount is $500 or the equivalent in local currency.

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ZoodPay Credit is an interest-bearing payment solution repaid over 6 or 12 equal installments. Lending requests are sent to our partner banks through API, allowing for instant in-app decisions. You will be able to select the most attractive offering from the local banks that are connected to our system. This maximum lending amount is $1,500 or the equivalent in local currency.

How it Works

The steps are simple and easy and the decision is instant!

Follow these steps if you are shopping on our ZoodMall marketplace or any of our partners’ websites.



Choose ZoodPay as your payment method at checkout

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Register your card 

Enter your personal information and register your credit or debit card details

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Instant Decision

Get instant approval and pay for your order into 4, 6, or 12 equal installments

If you are shopping in any of our partner stores


Apply for a spending limit on the ZoodPay app and get an instant decision


Go to any of our partners' stores, select your items, and scan a QR code provided by the cashier


Approve your payment schedule and enjoy your shopping!


Shop these popular brands on our ZoodMall Marketplace and pay later with ZoodPay

Online Stores

Over 1,000 online partner stores where you can shop now and pay later with ZoodPay


You can enjoy shopping in-stores, at any of our partner brands, and pay in installments with ZoodPay